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Introducing Supermortgage AI
Supermortgage is compatible with mortgages from all major mortgage providers, including:
HOW IT WORKS
Supermortgage is the best, and only mortgage you'll ever need. It automatically refinances your mortgage when rates drop, and does so at the absolute lowest rates available to you.
Every morning, your agent checks the day's rates against yours. When a refinance clears the bar - lower rate, lower payment, real savings over time - it prepares everything and asks for your yes. Tap it, sign online, and your payment drops.
No points, no loan officer, no commission - so the rate you're offered is the rate the market will give you. You see today's loan beside the offer: the payment, the costs, the payback period and the seven-year benefit, before you decide.
Your agent has its own computer, so it works whether you're in the app or not. It reads the rate sheet at 6:30 every morning, tracks your statement, and keeps a running history of every check - so you can see exactly what it's doing, and why.
Rates aren't the only place money hides. Your agent spots PMI you no longer need, subscriptions that return nothing, an escrow account that over-collected, and an insurance renewal worth shopping - and handles the ones that don't need your approval.
Your documents come straight from your bank and your current lender - no scanning, no emailing, no sales floor passing them around. Everything is encrypted, nothing is sold, and no one calls you. The loan itself is a standard conventional mortgage, underwritten by the same system the largest lenders use.
Review every refinance before it's locked - the new rate, the new payment, and exactly what you'll save. See a complete history of every rate check, and what your Supermortgage is planning next.
SUPERMORTGAGE TESTIMONIALS
Supermortgage is helping homeowners pay less, and is helping Mortgage Servicers create a better experience and longer relationship with their customers.
Try SupermortgageHomeowner · Boise, ID
"I figured there had to be a catch. Three months in, my payment is $240 lower and the only thing I did was tap Approve."
CEO, Larkspur Servicing
"We used to lose the customer the day rates dropped. Now the refinance happens with us, and the relationship keeps going."
Homeowner · Raleigh, NC
"Between two kids and a full-time job, I was never going to shop rates. Now I get a text when it's worth it, I say yes, and it's done."
Managing Director, Copperline Mortgage
"Cost to service went down and satisfaction went up in the same quarter. I'd stopped believing those two could move together."
Homeowner · Mesa, AZ
"Four mortgages in my life, and this is the first one that ever came to me and said, you could be paying less."
CEO, Harbor Oak Home Loans
"For years the only time a borrower heard from us was when something went wrong. Now we're the ones calling with a lower payment."
Your mortgage, your rate, and every refinance - in your pocket.
A mortgage that refinances itself. Supermortgage watches the market every day, and when a lower rate will save you money, it prepares the refinance, you approve it, and you close online. No loan officers, no commissions, no rate shopping.
Connect your current mortgage. Each day, Supermortgage checks your rate against the market. When a refinance clears your savings bar, it assembles the application from documents it already has, you approve, and you sign electronically. Your old loan is paid off and your new payment begins. Works with conventional mortgages, purchase or refinance.
Yes. Nothing to sign up, nothing out of pocket to refinance. Supermortgage is paid from the servicing fee already built into every mortgage - the same fee you pay today, finally doing something for you.
Your data is encrypted and never sold. Your loan is a standard conventional mortgage, underwritten with the same system the largest lenders use and serviced by a licensed servicer. And nothing is locked without your approval.
Yes. Rates keep moving, and so does Supermortgage. Every refinance resets the watch, and it follows you to your next home.
Always. You'll see the new rate, the new payment and the savings before anything is locked. Approve each one, or tell it to go ahead whenever a refinance saves you money.
A mortgage that gets better over time instead of staying frozen at the rate you got on closing day. Every time the market moves in your favor, so does your loan.
A lender gives you one rate, once. A comparison site shows you rates and leaves the work to you. Supermortgage does the work - watches, prepares and, with your approval, closes the refinance - every time it makes sense, for as long as you own the home.
The average homeowner overpays by more than $78,000 over the life of their loan, mostly by never refinancing when they could have. Supermortgage's job is to make sure that's never you.
